RISK DISCLOSURE

Clock Out Capital, LLC

Effective Date: August 6, 2026

Last Updated: August 6, 2026

READ THIS ENTIRE DOCUMENT CAREFULLY BEFORE USING ANY CLOCK OUT CAPITAL SERVICE. TRADING SECURITIES, OPTIONS, FUTURES, CRYPTOCURRENCIES, AND OTHER FINANCIAL INSTRUMENTS INVOLVES SUBSTANTIAL RISK OF LOSS, INCLUDING THE TOTAL LOSS OF YOUR CAPITAL. YOU MAY LOSE MORE THAN YOU INVEST. YOU SHOULD NOT TRADE WITH MONEY YOU CANNOT AFFORD TO LOSE.

1. Purpose of This Disclosure

This Risk Disclosure (this "Disclosure") is incorporated into and made a part of the Clock Out Capital Terms of Service. It describes the nature of the Services and the risks of using them. By using the Services, you acknowledge and accept all of the disclaimers and risks set forth below.

2. Nature of the Services

CLOCK OUT CAPITAL IS A SOFTWARE-AS-A-SERVICE (SaaS) PLATFORM. WE DO NOT PROVIDE INVESTMENT ADVICE, FINANCIAL PLANNING, BROKERAGE SERVICES, OR TAX ADVICE.

Clock Out Capital is a technology company that provides software tools, including the Clock Bots automated trading software, the stock screener, and related services. The Services are made available to all subscribers on the same terms. Nothing on our website, in our application, in any signal, alert, scan, screen, indicator, or other tool, in any educational material, or in any communication you receive from us constitutes a recommendation that any particular security, derivative, or other financial instrument is suitable for you specifically.

Specifically, you acknowledge that:

• We do not know your financial situation, investment objectives, risk tolerance, tax situation, or other circumstances;

• We do not assess whether any trade or strategy is suitable for you;

• We do not exercise discretionary authority over your funds or your brokerage account;

• We do not custody your funds or securities;

• We do not execute trades on your behalf as a broker;

• We owe you no fiduciary duty.

If you want personalized financial guidance, you should consult a licensed financial professional in your state.

3. Clock Bots Are Tools You Configure and Control

Clock Bots are software tools that operate based on rules and parameters that you, the user, select and configure. When you enable a Clock Bot:

• You are the sole decision-maker as to which strategies to deploy, which symbols to trade, position sizes, risk limits, and when to start or stop the bot;

• Orders are transmitted to a brokerage account that you own and control, using credentials or API access you have provided;

• You can monitor, modify, pause, or shut down any bot at any time;

• You are responsible for monitoring your bots, your account, your positions, and the markets;

• Every order placed by a Clock Bot is your order, made in your account, in your name, with your money, on your responsibility.

YOU ARE NOT REQUIRED TO RUN ANY CLOCK BOT. IF YOU CHOOSE TO RUN ONE, YOU ACCEPT FULL RESPONSIBILITY FOR ALL RESULTS, INCLUDING ALL LOSSES.

4. General Trading and Market Risks

Trading any financial instrument involves substantial risk. By using the Services you acknowledge and accept the following:

4.1 Risk of Loss

Securities, options, futures, cryptocurrencies, and other financial instruments can rapidly lose value. Past performance is not indicative of future results. Any prior gains, whether reported by Clock Out Capital, by other users, or otherwise, are not a guarantee or projection of future results.

4.2 Volatility, Gaps, and Liquidity

Markets can move sharply against you, including overnight or during halts when you cannot exit a position. Stop orders may execute at prices materially worse than the trigger price ("slippage"), or may not execute at all. Some securities, including thinly traded small caps and certain options series, may have wide bid/ask spreads or insufficient liquidity to exit at desired prices.

4.3 Order Routing, Fills, and Latency

Orders generated by Clock Bots are transmitted electronically to your connected brokerage. Order routing depends on internet connectivity, brokerage uptime, exchange uptime, and many other factors outside of Clock Out Capital's control. Orders may be delayed, rejected, partially filled, or not filled at all. Filled prices may differ materially from quoted prices.

4.4 System Failures

Software, hardware, networking, and third-party service failures can and do occur. The Services may be unavailable when you need them. Clock Bots may misfire, miss a signal, send duplicate orders, or fail to send an intended order. You should not rely on the Services as your sole means of monitoring or managing your account.

5. Specific Strategy Risks

5.1 Options Trading

Options carry a high level of risk and are not suitable for all investors. Buying options can result in the total loss of the premium paid. Selling (writing) options can result in unlimited losses on uncovered positions. Options are subject to time decay, volatility changes, and assignment risk. Before trading options you should read the Options Clearing Corporation publication "Characteristics and Risks of Standardized Options," available at theocc.com.

5.2 0DTE and Short-Dated Options

Zero-day-to-expiration ("0DTE") and other short-dated options carry extreme risk. Premium can decay to zero within hours or minutes. Intraday volatility can produce 100% losses in a single trade. 0DTE strategies are particularly unsuitable for capital you cannot afford to lose entirely.

5.3 Day Trading

Day trading is highly speculative. Most active day traders lose money. Pattern day trading rules under FINRA Rule 4210 apply to certain margin accounts and may impose minimum equity and trading restrictions. You are responsible for understanding and complying with these rules.

5.4 Leveraged and Inverse ETFs

Leveraged ETFs (e.g., 2x or 3x products) and inverse ETFs are designed to achieve their stated multiple over a single trading day, not over longer periods. Compounding effects, volatility decay, and tracking error can cause these products to perform very differently from their reference index over multi-day holding periods. They are generally unsuitable for buy-and-hold investors.

5.5 Cryptocurrency

Cryptocurrencies are highly volatile, may lose value rapidly, and are subject to evolving regulatory treatment. Crypto exchanges may halt withdrawals, freeze accounts, or fail. Smart-contract bugs, custody failures, and protocol exploits can result in total loss. Crypto holdings are not protected by SIPC, FDIC, or similar investor protection schemes.

5.6 Margin and Leverage

Trading on margin or with leverage amplifies both gains and losses. You can lose more than your initial deposit. Margin calls can require you to deposit additional funds on short notice or have positions liquidated at unfavorable prices.

5.7 Algorithmic and Automated Trading

Automated trading systems, including Clock Bots, can produce a high volume of orders very quickly. A misconfigured strategy, a data error, a market dislocation, or a software bug can produce large losses in a short period. Automated systems should be tested, monitored, and risk-limited. You are responsible for setting and enforcing position size limits, daily loss limits, and other safeguards within your brokerage account.

5.8 Perpetual Futures and Other Leveraged Derivatives

A perpetual future ("perp") is a leveraged derivative with no expiry date. The Services support strategies that trade perpetual futures on decentralized venues. These carry risks that are not covered by Section 5.6 above:

• Liquidation, not a margin call. There is generally no grace period and no phone call. When your margin ratio breaches the venue's maintenance threshold, the position is closed automatically by the protocol, often into the same adverse move that caused the breach. In fast markets, liquidation can occur at a materially worse price than the trigger, and you can lose the entire margin posted.

• Funding payments. Perps hold their price near the underlying through periodic funding paid between long and short holders. Funding can be positive or negative and can change frequently. A position can be correct about direction and still lose money to funding, particularly a leveraged position held over many funding intervals.

• Leverage multiplies everything. At 10x leverage, a 10% adverse move is a total loss of posted margin. Leverage also multiplies the effect of ordinary slippage and of any bot misconfiguration.

• Venue and counterparty risk. These venues are typically not registered with any U.S. regulator, are not members of FINRA or SIPC, and provide no investor protection. The venue may halt trading, change margin parameters, restrict withdrawals, or exclude U.S. persons at any time under its own terms.

• U.S. availability is your determination. Whether a U.S. person may lawfully trade perpetual futures on a particular offshore or decentralized venue is a question of that venue's terms and of applicable law, and it may change. Consistent with Terms of Service Section 2.1, you alone are responsible for determining whether your use is lawful where you live. We do not make that determination for you and the availability of a strategy in the Services is not evidence that your use of it is permitted.

5.9 Self-Custody

Where you connect a self-custody wallet rather than a brokerage account, you hold your own private keys. There is no recovery mechanism of any kind. If the key or seed phrase is lost, stolen, or destroyed, the assets are permanently unrecoverable — by you, by us, or by anyone. No password reset exists, no custodian holds a backup, and no insurance or investor-protection scheme applies. Smart-contract bugs, protocol exploits, bridge failures, and governance actions can also cause partial or total loss independent of your own conduct.

6. Backtested, Hypothetical, and Forward-Looking Performance

HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE INHERENT LIMITATIONS. UNLIKE ACTUAL TRADING RESULTS, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, BECAUSE THE TRADES HAVE NOT ACTUALLY BEEN EXECUTED, THE RESULTS MAY HAVE UNDER- OR OVER-COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN.

Any backtest, simulation, paper trade, or forward-looking statement displayed in the Services is for informational and illustrative purposes only. Results may differ materially from real-world results due to factors including but not limited to: trading costs, taxes, slippage, partial fills, order rejections, latency, real-world execution venues, dividend treatment, corporate actions, survivorship bias, look-ahead bias, data revisions, regime changes, and your individual account constraints.

7. No Guarantee of Profit

Clock Out Capital makes no representation, warranty, promise, or guarantee that:

• You will earn a profit using the Services;

• You will avoid losses;

• Any signal, alert, scan, screen, or strategy will be accurate, profitable, or appropriate for any particular trade;

• The performance of any user will be replicated by you;

• Markets will behave in any particular way.

Most retail traders, including most users of automated trading systems, lose money over time. You should consider this baseline before risking capital.

8. Information May Be Inaccurate, Delayed, or Out of Date

All data, prices, quotes, news, and analytics displayed in the Services are sourced from third parties and are believed to be reliable but are not guaranteed to be accurate, complete, or current. Quotes may be delayed. Data may be revised. Errors may occur. You should verify any material data point with your brokerage or another independent source before placing a trade.

9. Tax Treatment

Trading activity has tax consequences. Clock Out Capital does not provide tax advice. The tax treatment of any particular trade depends on your individual circumstances and may change. Wash sale rules, qualified dividend treatment, short-term versus long-term capital gain treatment, Section 1256 marked-to-market treatment of certain options and futures, and crypto reporting obligations are complex and may apply to your activity. Consult a qualified tax advisor.

10. Regulatory Status

The Services are made available in the United States. We make no representation that the Services are appropriate or available for use in any other jurisdiction. Persons who access the Services from other jurisdictions do so on their own initiative and are responsible for compliance with local laws.

Clock Out Capital is a software platform and is not a member of FINRA or SIPC. Funds in your brokerage account are protected, if at all, only by SIPC coverage at your brokerage and by your brokerage's own policies.

11. Forward-Looking Statements

The Services may include forward-looking statements about markets, sectors, individual securities, or strategies. Forward-looking statements involve known and unknown risks and uncertainties. Actual results may differ materially. Forward-looking statements speak only as of the date made; we have no obligation to update them.

12. Conflicts of Interest

Clock Out Capital, its officers, employees, agents, and affiliates may from time to time hold positions, including long, short, or derivative positions, in the same securities or other instruments discussed or scanned in the Services. We may trade in our own accounts using strategies similar to or different from those provided through the Services. We may receive compensation from third parties (such as brokerages, data vendors, or affiliate partners), which may create a conflict of interest. We use commercially reasonable efforts to disclose material conflicts where required.

13. Acknowledgment

By using the Services, you acknowledge that you have read, understood, and agree to this entire Disclosure, including without limitation:

• The risks of trading securities, options, cryptocurrencies, and other instruments;

• That Clock Out Capital is a software platform and not your investment adviser, broker, fiduciary, or financial planner;

• That Clock Bots are tools you control and that you alone are responsible for every order in your account;

• That past performance, backtests, and hypothetical results do not predict future results;

• That you may lose all of the capital in your trading account, and that you should not trade with money you cannot afford to lose.

If you do not agree, do not use the Services.

14. Contact

Clock Out Capital LLC

Duluth, MN 55807

Email: [email protected]